Consumer Credit Counseling - Debt Management
Consumer Credit Counseling provides a debt management plan that will assist millions of Americans in becoming debt free. The plan will allow them to consolidate their unsecured credit card bills into one simple monthly payment, reduce their interest rates and provide them the best plan of action for a debt free future.
The debt management plan (DMP) is a confidential program individually designed to provide consumers with a unique solution for their financial situation. Professionally trained certified credit counselors will evaluate the client’s financial situation and needs, assist in creating a budget and spending plan, and negotiate repayment plans with their creditors. Consumer credit counseling works in partnership with creditors to lower or eliminate interest rates, late payments, and any other payments that are attached with your credit card.
When the client enroll with the consumer credit counseling service, they feel confident knowing that consumer credit counseling will develop the best plan for them to begin a journey in becoming debt free for the future. The debt management program can help clients with:
- Reducing or eliminating finance charges.
- Eliminating late fees and/or over-limit charges.
- Lowering monthly payment in order to save money for the future.
- Re-aging past due accounts with creditors.
- Speeding the pay-off time.
- Eliminating harassing calls at home or at work from credit grantors.
- Making one simple monthly payment.
- Providing a comprehensive education program to guide people in personal money management, debt management, and help improve their financial literacy.
The debt management program helps people in becoming stress free and debt free too.
