Consumer Credit Counseling Service - Consumer Credit Counseling Services

Consumer Credit Counseling Service helps thousands of consumers each year to prevent and solve personal money management difficulties and to develop personal finance knowledge through education, confidential counseling and debt repayment plans. They are there to help you.

Since consumer credit counseling services is a non-profit organization, all of the counseling and educational services are provided at a very low cost. Counseling is free of cost as we feel that financial education is very important for the future. As a financial resource center, the consumer credit counseling services offer the tools to help you achieve your financial goals. Whether you need immediate help to pay off debt and avoid bankruptcy or guidance in designing a spending & savings plan or buying a first home, consumer credit counseling services offer a variety of programs and services that put you in control of your financial future.

The consumer credit counseling service’s debt management plan helps consumers regain control over their personal finances, without filing for bankruptcy. This plan allows our clients to:

• consolidate their monthly payments to one simple monthly payment
• follow a plan of action (a reasonable spending plan)
• learn how to improve money management skills
• pay reduced interest
• direct more money towards paying off principal
• get out of debt sooner
• live with fewer creditor and collector calls
• reduce stress

Consumer credit counseling services support our clients in the plan through our in-house, informative educational workshops.