What's in a credit bureau score?

...or continue to "What's not in a credit bureau score?"

The information that impacts a credit score varies depending on the score being used. Credit scores are only affected by elements in your credit report, such as:

• Number and severity of late payments
• Type, number and age of accounts
• Total debt
• Recent inquiries

If the business card/corporate card or gas card does not appear on your credit report, it will not affect your score.

Next: What's not in a credit bureau score?