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Please select which chapter of Credit Card Education 101 you would like to read.

Ch 1 - Fun Facts About Credit
  • A Brief History of Credit
  • Credit Card Facts
  • Types of Credit Transactions
    Ch 2 - What is a Credit Card?
  • What is a credit card?
    Ch 3 - Why do I need a Credit Card?
  • Why do I need credit?
    Ch 4 - Dangers of a Credit Card
  • What are the potential dangers of credit cards?
    Ch 5 - What is a Credit Report?
  • What is in a credit report?
  • Where can I get a copy of my credit report?
  • Why should I occasionally review my credit report?
  • What’s not included
  • Who can look at my credit report?
  • How long does negative information appear on my credit report?
  • Why doesn’t the Credit Grantor allow me to see my credit report?
  • How do the credit grantors determine I have "Bad Credit?"
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