If you suspect fraud, you may be asked to sign a statement under oath that you did not make the purchase in question.
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If you lose your credit or charge cards or if you realize they’ve been lost or stolen, immediately call the issuer. Many companies have toll-free numbers and 24-hour service to deal with such emergencies. By law, once you report the loss or theft, you have no further responsibility for unauthorized charges. In any event, your maximum liability under federal law is $50 per card.
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