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Quick Credit Lesson #13:
When you have outstanding credit card bills, creditors harass you with phone calls and leave messages that could be threatening to your financial future. The creditors will call you over and over again until you pay off your credit card balance at that very moment. However, you can stop all the harassing phone calls and pay your full balance over the course of time. Debt management program can save you from phone calls. One phone to the debt management program and you are free from all the harassing phone calls.
Minimum Payment - You’ll see this on your credit card statement. It’s the lowest amount you can pay every month, based on that month’s balance at the time of billing.
Mortgage - : A claim placed against real property in order to secure a debt. 1st Mortgage - often known as the "primary" has priority over the claims of other lenders for the same property.
